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- $100.00 minimum deposit required to open account.
- $500 minimum balance required to avoid imposition of fees.
- If account balance falls below $500.00 on any day in the statement cycle,
then maintenance fee of $4.00 will be imposed. A per item fee
of $0.15 will also be charged for each debit item in excess of
ten during the statement cycle.
- Overdraft Privileges - click here for disclosure
- $100.00 minimum deposit required to open account.
- Must be age 50 or older
- No monthly service charges
- Two free boxes of wallet style checks per year.
- Free ATM/Debit Card (Restrictions may apply.)
- Overdraft Privileges - click here for disclosure
- $100.00 minimum deposit required to open account.
- $6.00 monthly maintenance fee regardless of balance.*
- Unlimited checking.
- 2 free boxes of wallet style checks per year.
- Free Cashiers Checks (Limit three per month.)
- Direct Deposit.
- Check Imaging.
- 24 Hour Banking.
- $10,000 Accidental Death Insurance**.
- Visa Debit Card. (Restrictions may apply.)
- Free Notary Service.
- Overdraft Privileges - click here for disclosure
* Seniors ages 50 and over pay only $4.00 per month.
* *Insurance is:
- Not a Deposit
- Not FDIC Insured
- Not Insured By Any Federal Government Agency
- Not Guaranteed By The Bank
- May Lose Value
Interest Bearing Checking
- Interest credited to account monthly.
- $1,000.00 minimum deposit required to open this account.
- Unlimited check writing.
- Check imaging.
- Free ATM/Debit Card. (Restrictions may apply.)
- Overdraft protection available.
- A maintenance fee of $5.00 will be imposed every statement cycle unless you maintain either a minimum daily balance of $1,000 or a minimum average daily balance of $2,000 for the monthly cycle. A per item fee of $0.20 will also be charged for each debit item. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
- Check printing fee depends on style of checks ordered.
- Overdraft Privileges - click here for disclosure
NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.
The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
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